@ {4062, title = {Polskie Karty 2016 - Almanach biznesu kartowego w Polsce: regionalna informacja, {\'s}wiatowa perspektywa}, year = {2015}, pages = {351-361}, publisher = {Medien Service}, chapter = {New Requirements for Payments in the Context of the Internet of Things}, isbn = {978-83-924201-6-3}, author = {Jarogniew Rykowski and Wojciech Cellary} }